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Genuine platforms where vulnerable Nigerians can obtain huge loans for Christmas

T.I Ukende
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Things are gradually becoming so unbearable for an ordinary or average man in Nigeria as Christians are warming up to celebrate the birth of the Lord Jesus. (adsbygoogle = window.adsbygoogle || []).push({}); Even well to do Nigerians are beginning to lament about the uncontrollable hike in prices of consumable commodities in the market recently.

This, many believed it to be due to the inability of Government to rise up to it’s responsibilities, one of which is to tackle insecurity which has destroyed many farms and killed thousands of farmers.

Many farmers are afraid of going into full cultivation again most especially those who live in areas pron to attacks. 

However, instead of lamenting for none payment of salaries you can get yourself a Loan that can help you and your family celebrate Christmas in grand style.

Many other online platforms may truly offer you the loan but when you default they may harass you up to the point of sending defamatory messages to your contacts in order to tarnish your image. (adsbygoogle = window.adsbygoogle || []).push({}); Though this is never the case with the online platforms i’m going to mention here.

The following platforms will provide immediate financial relief to people who are yet to make proper arrangements for the Christmas celebration;

1. RENMONEY:



Renmoney is a financial institution in Nigeria that is fully regulated by the Central Bank of Nigeria and insured under the Nigeria Deposit Insurance Corporation. (adsbygoogle = window.adsbygoogle || []).push({}); The Company offers short term collateral-free loans to both civil servants and business owners in Nigeria at the interest rate of 20% per month. Their loan facility ranges from N20,000 to a maximum amount of N6,000,000 and the repayment ranges from one month to one year. Get Renmoney here

2. FAIRMONEY:

Just like it’s counterpart Renmoney, Fairmoney is now a licensed digital bank offering other financial activities apart from just issuing loans like how it used to operate before. (adsbygoogle = window.adsbygoogle || []).push({}); Use the edit icon to pin, add or delete clips.Obtaining loan facility with Fairmoney is as easy as just withdrawing your own money from the bank. 

Fairmoney gives loans ranging from N2,000 to N1,000,000 without any collateral. Though depending on how often you use your bank account because it makes use of the alerts sent to you from your bank to evaluate the loan product that suits you. They give out loans at an interest rate of 2.5% to 30%. Get Fairmoney here

3.  (adsbygoogle = window.adsbygoogle || []).push({}); CARBON:



PayLater as it was known before, Carbon is also a suitable online platform to access loan facility to finance Christmas celebration without collateral in Nigeria.

Carbon has many loan facilities with flexible repayment plans ranging from seven days to one year. (adsbygoogle = window.adsbygoogle || []).push({}); All you need to do is provide your BVN and Phone Number. They will suggest a loan that suits your capability. Carbon also gives loans at an interest rate of 20% and the repayment time ranges from 7days to one year.

One unique feature on the Carbon platform is that they offer SME loan of up to N5 million without collateral. Once the borrower has BVN he or she can collect a reasonable loan facility from Carbon (PayLater). Get Carbon here

4. EASEMONI:

EaseMoni is a new loan platform that is also licensed by the Central Bank of Nigeria (CBN) and insured by the Nigerian Deposit Insurance Corporation (NDIC).

EaseMoni is very fast in disbursement and loan processing as it takes just less than 5 minutes of receiving application. (adsbygoogle = window.adsbygoogle || []).push({}); However, any person wishing to embrace this opportunity should hurry now because staff may be going on a Vacation soon.

EaseMoni gives out loans at a very cheap rate of 20% interest rate. Get EaseMoni 

5. ALAT by wema:



Wema Bank’s ALAT is one of the best online platforms that offers loan to desiring people. (adsbygoogle = window.adsbygoogle || []).push({}); Recently, the Nigerian music star Davido reportedly signed-up for the Wema Bank’s ALAT where he used the account to request for monetary birthday gift with minimum amount to be N1 million. ALAT is suitable for business owners and salary earners who wish to have needs met and repay either in a month or year.

ALAT offers Loan with a very low interest rate and repayment can be in a month or year. (adsbygoogle = window.adsbygoogle || []).push({}); Get ALAT here (adsbygoogle = window.adsbygoogle || []).push({});

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